Legal

Terms and Disclosures

Draft pending attorney review. This page is a structured draft. It must be reviewed and approved by Fibonacci Equity’s attorney before the site goes live.

Last updated: October 26, 2026

These Terms and Disclosures apply to your use of the Fibonacci Equity website. By using the site, you agree to them.

1. Using this website

This website is for general information and to let you start a conversation with us. Please give accurate information when you contact us. Do not misuse the site or try to interfere with it.

2. No guarantee of approval

Submitting information does not guarantee an offer, approval, or funding. Every business is different. Options depend on eligibility, financial review, and program availability. Any reference to second chances or to businesses that have had a default or a decline is subject to eligibility and available programs.

3. About our funding programs

Fibonacci Equity Advance and any other program described on this site are examples of the options we may be able to discuss. Amounts, terms, and renewals depend on eligibility and review, and may change. Full costs and terms are explained in writing before you decide. [COUNSEL TO APPROVE: description of the nature of the funding products]

4. Commercial financing disclosures

Some states require specific disclosures for commercial financing. Where required, we provide them in writing before you accept any offer. [COUNSEL TO ADD: state-specific disclosure language]

5. Electronic communications consent

If you give consent on our inquiry form, you agree that we may contact you by phone, text, and email, and that we may send required notices electronically. Consent is not a condition of any funding. Message and data rates may apply.

6. Our content

The text, design, logo, and other content on this site belong to Fibonacci Equity or its licensors. You may view and share pages for personal, non-commercial use, but you may not copy or reuse the content for other purposes without permission.

7. Disclaimers and limits of liability

The website is provided “as is.” To the fullest extent the law allows, Fibonacci Equity is not liable for losses that come from using the website or relying on its general information. [COUNSEL TO FINALIZE]

8. Disputes and governing law

[COUNSEL TO PROVIDE: dispute resolution and governing-law language]

9. Licensing notices

[COUNSEL TO PROVIDE: licensing notices where required]

10. Contact us

Questions about these terms: Email [OWNER TO PROVIDE], Phone [OWNER TO PROVIDE], Mail [OWNER TO PROVIDE].